Create Your Future with us
Save with us and earn 0% interest rate per annum on your Savings


Different ways to grow your money
Earn up to 16.5% interest per annum when you save in these plans
Savings stash
Save and invest your money with ease starting with as little as Ksh 50

Fixed Deposits
With a minimum of Ksh 5,000 you can get competitive interest rates up to 16.5% per annum

We're Licensed. Regulated. Trusted
Umba Microfinance Bank is fully licensed by the Central Bank of Kenya (CBK) and our deposits are insured by the Kenya Deposit Insurance Corporation (KDIC).
Deposits insured by
What you'll need
To access high interest savings account, you will need to have:
Frequently Asked Questions
Your savings and fixed deposit questions, answered
For our Stash account, earn up to 5% interest p.a. with no minimum balance required. You can earn up to 16.5% per annum on your Umba Savings account, starting with as little as Ksh. 5,000.
A Savings account gives you instant access to your money while it earns interest. A Fixed Deposit locks your funds for an agreed term in exchange for a higher interest rate.
Yes, you can make an early withdrawal and keep the interest accrued so far.
For the Umba Stash account there is no minimum deposit required. For the Fixed Deposit account you can start with as little as Ksh. 5,000.
Still have questions?
Contact Support