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High Interest Savings

Create Your Future with us

Save with us and earn 0% interest rate per annum on your Savings

Fully licensed by CBK and insured by KDIC
Savings illustration
Savings Options

Different ways to grow your money

Earn up to 16.5% interest per annum when you save in these plans

Savings stash

Save and invest your money with ease starting with as little as Ksh 50

Savings stash

Fixed Deposits

With a minimum of Ksh 5,000 you can get competitive interest rates up to 16.5% per annum

Fixed Deposits
Trusted

We're Licensed. Regulated. Trusted

Umba Microfinance Bank is fully licensed by the Central Bank of Kenya (CBK) and our deposits are insured by the Kenya Deposit Insurance Corporation (KDIC).

Licensed by CBK

Deposits insured by

KDIC - Kenya Deposit Insurance Corporation
Requirements

What you'll need

To access high interest savings account, you will need to have:

KRA Pin
Passport Photo
National ID / International passport
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Frequently Asked Questions

Your savings and fixed deposit questions, answered

For our Stash account, earn up to 5% interest p.a. with no minimum balance required. You can earn up to 16.5% per annum on your Umba Savings account, starting with as little as Ksh. 5,000.

A Savings account gives you instant access to your money while it earns interest. A Fixed Deposit locks your funds for an agreed term in exchange for a higher interest rate.

Yes, you can make an early withdrawal and keep the interest accrued so far.

For the Umba Stash account there is no minimum deposit required. For the Fixed Deposit account you can start with as little as Ksh. 5,000.

Still have questions?

Contact Support