Nigeria's Trusted Lending Platform
Instalment loans made for you
Your loan offer is waiting. Apply now on the Umba mobile app
50K+
Active Users
₦2B+
Loans Disbursed
4.5★
App Rating
Loan Approved
₦500,000
Processing Time
5 Minutes
Flexible
12 Months
Protected
100% Secure
Why Choose Umba
Features that work for you
Flexible loan repayment
Repay your loan in instalments up to 12 months
Access higher loan amounts
Get bigger loans when you repay on time
Your data is safe with us
Ethical loan collections—No Harassment, No Debt Shaming
Simple Process
Get a loan in 4 steps
1
Download the Umba App
Visit the Google Play or Apple App Store and download the Umba app.
2
Quick and easy signup
Verify your account with just a few simple steps
3
Complete your loan application
Link your bank account and approve device permissions for fast loan approval.
Download the Umba App
Visit the Google Play or Apple App Store and download the Umba app.
Apply now on the Umba mobile app
